<?xml version="1.0" encoding="UTF-8"?>
<!-- generator="wordpress.com" -->
<urlset xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd"><url><loc>https://robertthart.risicomanagement.nl/2025/08/28/denk-na-over-de-risicos-van-buitenlandse-software-en-handel-ernaar/</loc><lastmod>2025-08-28T08:36:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2025/08/12/hoe-volwassen-is-de-tweede-lijn/</loc><lastmod>2025-08-12T05:39:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2012/06/24/risico-intelligentie/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/06/schermafbeelding-2012-06-24-om-14-04-07.png</image:loc><image:title>Schermafbeelding 2012-06-24 om 14.04.07</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/06/schermafbeelding-2012-06-24-om-13-14-39.png</image:loc><image:title>Schermafbeelding 2012-06-24 om 13.14.39</image:title><image:caption>Stippellijn zijn de artsen, hadden veel meer vertrouwen in de nauwkeurigheid van hun diagnoses dan door de bevindingen gerechtvaardigd werd</image:caption></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/06/schermafbeelding-2012-06-24-om-12-48-24.png</image:loc><image:title>Voorbeeld RQ vragen</image:title><image:caption>Vul onder en bovengrens zo in dat je 90% zeker bent dat het antwoord goed is</image:caption></image:image><lastmod>2025-08-02T03:33:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2025/07/20/to-comply-or-not-to-comply/</loc><lastmod>2025-07-20T08:25:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2018/07/03/the-why-van-risicomanagement/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2018/07/schermafbeelding-2018-07-01-om-15-13-22.png</image:loc><image:title>Schermafbeelding 2018-07-01 om 15.13.22</image:title></image:image><lastmod>2024-07-02T06:38:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2024/06/21/mij-niet-bellen/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2024/06/image.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-06-21T08:45:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2024/03/08/5-redenen-waarom-gemeenten-juist-nu-meer-risicos-zouden-moeten-nemen/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2024/03/schermc2adafbeelding-2024-03-08-om-11.45.15.png</image:loc><image:title>schermc2adafbeelding-2024-03-08-om-11.45.15</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2024/03/schermc2adafbeelding-2024-03-08-om-10.16.00.png</image:loc><image:title>schermc2adafbeelding-2024-03-08-om-10.16.00</image:title></image:image><lastmod>2024-03-08T10:57:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2024/02/29/nieuwe-verklaring-op-risicobeheersing/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2024/02/governance_code_historie_transparant9.jpg</image:loc><image:title>governance_code_historie_transparant9</image:title></image:image><lastmod>2024-02-29T16:42:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/over-robert-t-hart/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2018/11/schermafbeelding-2018-11-12-om-16-06-45.png</image:loc><image:title>Schermafbeelding 2018-11-12 om 16.06.45</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2018/09/foto-robert-hart.jpeg</image:loc><image:title>foto robert hart</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2016/01/img_3965.jpeg</image:loc><image:title>img_3965</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/02/20120227-213908.jpg</image:loc><image:title>20120227-213908.jpg</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/02/robertthartblogfoto1.jpg</image:loc><image:title>RoberttHartblogfoto</image:title></image:image><lastmod>2024-02-27T20:57:09+00:00</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url><url><loc>https://robertthart.risicomanagement.nl/over-naris-grc-software/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2024/02/schermc2adafbeelding-2024-02-27-om-21.50.55.png</image:loc><image:title>schermc2adafbeelding-2024-02-27-om-21.50.55</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2018/04/schermafbeelding-2018-04-15-om-15-05-34.png</image:loc><image:title>Schermafbeelding 2018-04-15 om 15.05.34</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2018/04/schermafbeelding-2018-04-15-om-14-59-56.png</image:loc><image:title>Schermafbeelding 2018-04-15 om 14.59.56</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2018/04/schermafbeelding-2018-04-15-om-14-59-38.png</image:loc><image:title>Schermafbeelding 2018-04-15 om 14.59.38</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2015/02/schermafbeelding-2017-03-17-om-20-38-55.png</image:loc><image:title>Schermafbeelding 2017-03-17 om 20.38.55</image:title></image:image><lastmod>2024-02-27T20:51:48+00:00</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url><url><loc>https://robertthart.risicomanagement.nl/naris-com/</loc><lastmod>2024-02-27T20:48:37+00:00</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url><url><loc>https://robertthart.risicomanagement.nl/2019/03/23/three-lines-of-defense-risicomanagement-model/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2016/03/schermafbeelding-2019-11-20-om-20.13.28.png</image:loc><image:title>Schermafbeelding 2019-11-20 om 20.13.28</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2016/03/schermafbeelding-2019-11-20-om-20.07.25.png</image:loc><image:title>Schermafbeelding 2019-11-20 om 20.07.25</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2016/03/schermafbeelding-2017-10-10-om-15-52-30.png</image:loc><image:title>Schermafbeelding 2017-10-10 om 15.52.30</image:title><image:caption>Implementatie risicomanagement - naris.com</image:caption></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2016/03/schermafbeelding-2016-03-23-om-10-54-51.png</image:loc><image:title>Schermafbeelding 2016-03-23 om 10.54.51</image:title></image:image><lastmod>2023-07-13T08:45:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2023/06/27/blij-dat-ik-nog-leef/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2023/06/schermc2adafbeelding-2023-06-27-om-11.21.01.png</image:loc><image:title>schermc2adafbeelding-2023-06-27-om-11.21.01</image:title></image:image><lastmod>2023-06-27T10:58:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2023/04/06/bouw-een-risicomanagement-netwerk-in-je-organisatie-en-vergeet-de-risico-facilitator-niet/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2023/04/schermc2adafbeelding-2023-04-06-om-15.43.12.png</image:loc><image:title>schermc2adafbeelding-2023-04-06-om-15.43.12</image:title></image:image><lastmod>2023-04-06T14:34:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2023/03/20/business-prevention-unit/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2023/03/schermc2adafbeelding-2023-03-20-om-14.05.46-1.png</image:loc><image:title>schermc2adafbeelding-2023-03-20-om-14.05.46-1</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2023/03/schermc2adafbeelding-2023-03-20-om-14.05.46.png</image:loc><image:title>schermc2adafbeelding-2023-03-20-om-14.05.46</image:title></image:image><lastmod>2023-03-20T17:23:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2022/11/17/het-three-lines-model-door-de-ogen-van-een-eerste-lijn-manager/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2022/11/schermc2adafbeelding-2022-11-16-om-14.58.00.png</image:loc><image:title>schermc2adafbeelding-2022-11-16-om-14.58.00</image:title></image:image><lastmod>2022-11-18T18:48:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2019/12/18/veilige-grc-software/</loc><lastmod>2022-11-18T12:30:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2022/10/19/niet-iedereen-is-een-risicomanager/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2022/10/schermafbeelding-2022-10-19-om-15.28.57.png</image:loc><image:title>schermafbeelding-2022-10-19-om-15.28.57</image:title></image:image><lastmod>2022-10-19T13:30:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2020/01/26/nieuwe-blog-narisgrc-coso-erm-2017-principe-18-narisgrc/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2022/07/afbeelding1.png</image:loc><image:title>afbeelding1</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2022/07/schermafbeelding-2022-07-13-om-11.01.30.png</image:loc><image:title>schermafbeelding-2022-07-13-om-11.01.30</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2022/07/schermafbeelding-2022-07-13-om-11.01.15.png</image:loc><image:title>schermafbeelding-2022-07-13-om-11.01.15</image:title></image:image><lastmod>2022-07-14T07:44:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2022/07/06/5-vakantie-boeken-voor-de-risicomanager/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2022/07/boeken-top-5-.png</image:loc><image:title>boeken-top-5-</image:title></image:image><lastmod>2022-07-06T10:45:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2017/04/07/risk-based-compliance-in-5-stappen/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2017/04/schermafbeelding-2017-04-07-om-12-08-24.png</image:loc><image:title>Schermafbeelding 2017-04-07 om 12.08.24</image:title></image:image><lastmod>2022-06-09T07:30:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2022/04/07/risicobewustzijn-en-5-voordelen-van-risicomanagement-voor-de-gewone-medewerker/</loc><lastmod>2022-04-07T13:44:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2020/07/22/nieuwe-versie-van-three-lines-of-defence-iia-3lm/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2020/07/schermafbeelding-2021-05-21-om-12.46.15.png</image:loc><image:title>Schermafbeelding 2021-05-21 om 12.46.15</image:title></image:image><lastmod>2022-04-06T12:22:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2022/01/19/een-nieuwe-minister-een-nieuw-risk-appetite/</loc><lastmod>2022-01-19T10:07:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2020/07/21/blog-watermeloen-model/</loc><lastmod>2022-03-01T16:11:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2021/09/14/tone-at-the-top-naar-actie-aan-de-top-risicomanagement-leiderschap-en-commitment/</loc><lastmod>2021-09-23T13:22:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2021/09/28/blog-het-grootste-risico-is-jezelf-zijn/</loc><lastmod>2021-09-13T17:54:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2021/08/20/reflecteren-in-de-nazomer-blijven-of-wegwezen/</loc><lastmod>2021-08-20T06:50:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2021/06/08/bestuurdersaansprakelijkheid/</loc><lastmod>2021-06-08T10:47:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2017/03/30/risico-gestuurde-audit/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2017/03/schermafbeelding-2017-03-30-om-14-47-08.png</image:loc><image:title>Schermafbeelding 2017-03-30 om 14.47.08</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2017/03/schermafbeelding-2017-03-30-om-14-44-15.png</image:loc><image:title>Schermafbeelding 2017-03-30 om 14.44.15</image:title></image:image><lastmod>2021-04-05T11:15:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2021/04/03/witte-rook-voor-rutte/</loc><lastmod>2021-04-05T09:22:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2021/03/29/gemeentelijke-financiele-positie-en-weerstandsvermogen/</loc><lastmod>2021-03-30T10:50:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2019/06/13/principe-10-risico-identificatie/</loc><lastmod>2021-03-22T07:50:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2021/03/09/verbetering-control-en-governance-risk-en-compliance/</loc><lastmod>2021-03-08T20:22:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2019/03/19/risicoanalyse-en-vaststellen-kans-en-impact-classificatie-coso-principe-11-%ef%bb%bf/</loc><lastmod>2021-03-08T19:56:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2021/02/16/kansen-voor-internal-audit-ten-aanzien-van-risicomanagement/</loc><lastmod>2021-02-16T10:50:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2021/01/26/risk-appetite-informatiebeveiliging/</loc><lastmod>2021-01-26T11:02:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2021/01/12/5-grc-trends-voor-2021/</loc><lastmod>2021-01-11T19:46:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2020/12/22/een-eenzame-risicomanager-met-kerst/</loc><lastmod>2020-12-22T19:09:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2020/12/08/excel-was-zo-slecht-nog-niet/</loc><lastmod>2020-12-07T16:52:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2018/06/18/pdca-voor-implementatie-risicomanagement/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2018/06/schermafbeelding-2020-12-04-om-13.47.48.png</image:loc><image:title>Schermafbeelding 2020-12-04 om 13.47.48</image:title></image:image><lastmod>2020-12-04T12:50:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2020/11/24/starten-met-procesmanagement-of-risicomanagement/</loc><lastmod>2020-11-24T13:46:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2020/11/10/gemeenten-hard-op-weg-naar-grc/</loc><lastmod>2020-11-09T15:04:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2020/09/01/wat-is-risicomanagement/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2020/08/2.jpg</image:loc><image:title>2</image:title></image:image><lastmod>2020-09-04T12:27:17+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2012/09/16/risico-avers-management/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/09/schermafbeelding-2012-09-16-om-13-58-581.png</image:loc><image:title>Schermafbeelding 2012-09-16 om 13.58.58</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/09/schermafbeelding-2012-09-16-om-13-58-58.png</image:loc><image:title>Schermafbeelding 2012-09-16 om 13.58.58</image:title></image:image><lastmod>2020-09-04T11:38:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2015/08/11/volwassenheidsmodel-risicomanagement/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2015/08/schermafbeelding-2020-08-10-om-11.35.54.png</image:loc><image:title>Schermafbeelding 2020-08-10 om 11.35.54</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2015/08/risicomanagement-fase.png</image:loc><image:title>risicomanagement fase</image:title></image:image><lastmod>2020-08-10T10:59:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2020/06/15/ik-had-bijna-corona/</loc><lastmod>2020-08-10T07:22:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2018/11/28/57-snelgroeiende-bedrijven-heeft-grc-binnen-3-jaar-volledig-geautomatiseerd/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2018/11/afbeelding2.png</image:loc><image:title>Afbeelding2</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2018/11/afbeelding1.png</image:loc><image:title>Afbeelding1</image:title></image:image><lastmod>2020-08-08T08:44:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2018/08/31/moeilijk-te-verkopen-risicos/</loc><lastmod>2020-07-26T13:12:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2020/07/05/00-risk-appetite-en-focus-op-risk-control-framework/</loc><lastmod>2020-07-05T07:57:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2020/06/12/wat-voor-type-risicomanager-ben-jij/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2020/06/schermafbeelding-2020-06-11-om-15.42.47.png</image:loc><image:title>Schermafbeelding 2020-06-11 om 15.42.47</image:title></image:image><lastmod>2020-06-11T13:59:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2020/05/26/ongestraft-de-business-boven-compliance-stellen/</loc><lastmod>2020-06-03T19:17:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2020/05/12/wat-heb-je-nodig-om-risicomanagement-te-verbeteren/</loc><lastmod>2020-05-12T10:18:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2020/04/27/vooruitkijken-na-corona/</loc><lastmod>2020-04-28T06:59:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2020/03/17/rutte-risicomanager-van-nederland/</loc><lastmod>2020-03-17T13:28:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2019/12/02/principe-17-continu-verbetering/</loc><lastmod>2020-02-26T19:24:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2019/11/26/coso-principe-16-beoordelen-van-de-risicos-en-prestaties/</loc><lastmod>2020-02-26T19:22:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2019/11/12/coso-principe-15-analyse-van-veranderingen/</loc><lastmod>2020-02-26T19:20:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2017/09/07/nieuwe-coso-erm-2017-koppelt-risicomanagement-aan-strategie-en-prestatiemanagement/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2017/09/Schermafbeelding-2018-12-15-om-20.51.33.png</image:loc><image:title>No risk na fun</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2017/09/schermafbeelding-2017-09-07-om-13-52-38.png</image:loc><image:title>Schermafbeelding 2017-09-07 om 13.52.38</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2017/09/schermafbeelding-2017-09-07-om-13-53-10.png</image:loc><image:title>Schermafbeelding 2017-09-07 om 13.53.10</image:title></image:image><lastmod>2020-02-26T19:11:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2018/04/23/nieuwe-coso-2017-uitwerking-principes-rondom-strategie-en-doelen-bepalen/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2018/04/schermafbeelding-2018-04-09-om-21-43-29.png</image:loc><image:title>Schermafbeelding 2018-04-09 om 21.43.29</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2018/04/schermafbeelding-2018-04-09-om-21-38-44.png</image:loc><image:title>Schermafbeelding 2018-04-09 om 21.38.44</image:title></image:image><lastmod>2020-02-26T19:04:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2020/03/03/principe-20-rapportages-over-risico-cultuur-en-prestaties-naris-grc/</loc><lastmod>2020-03-03T08:39:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2020/02/18/naris-grc-coso-principe-19-risico-communicatie/</loc><lastmod>2020-02-17T20:06:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2019/01/16/coso-2017-principes-met-betrekking-tot-performance/</loc><lastmod>2020-02-17T12:40:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2019/04/16/control-binnen-de-gemeente-breda/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2019/04/schermafbeelding-2019-04-15-om-20.29.51.png</image:loc><image:title>Schermafbeelding 2019-04-15 om 20.29.51</image:title></image:image><lastmod>2020-02-06T14:41:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2020/02/06/risicomijdend-op-donderdag/</loc><lastmod>2020-02-06T14:35:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2020/01/14/wat-betekent-de-baseline-informatiebeveiliging-overheid-bio-nu-eigenlijk/</loc><lastmod>2020-01-15T09:02:40+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2019/11/04/grip-op-verbonden-partijen-in-almelo-en-enschede/</loc><lastmod>2019-11-19T13:19:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2019/05/28/goos-minderman-internal-control-rechtmatigheid-gemeenten/</loc><lastmod>2019-11-12T09:51:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2016/05/10/doemdenkers-bakken-er-niets-van/</loc><lastmod>2019-11-12T09:50:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2019/10/10/menukaart-risicomanagement/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2019/10/schermafbeelding-2019-10-10-om-13.41.47.png</image:loc><image:title>Schermafbeelding 2019-10-10 om 13.41.47</image:title></image:image><lastmod>2019-10-10T11:56:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2019/09/24/verplichte-due-diligence-overheid/</loc><lastmod>2019-09-24T09:09:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2019/07/16/perfectionistisch-risicomanagement/</loc><lastmod>2019-07-15T08:07:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2012/06/10/kaplanmikes-risicomanagement-een-nieuw-raamwerk/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/06/schermafbeelding-2019-07-05-om-12.06.37.png</image:loc><image:title>Schermafbeelding 2019-07-05 om 12.06.37</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/06/schermafbeelding-2012-06-10-om-13-11-203.png</image:loc><image:title>Schermafbeelding 2012-06-10 om 13.11.20</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/06/schermafbeelding-2012-06-10-om-13-11-202.png</image:loc><image:title>Schermafbeelding 2012-06-10 om 13.11.20</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/06/schermafbeelding-2012-06-10-om-13-11-201.png</image:loc><image:title>Schermafbeelding 2012-06-10 om 13.11.20</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/06/schermafbeelding-2012-06-10-om-13-11-20.png</image:loc><image:title>Schermafbeelding 2012-06-10 om 13.11.20</image:title></image:image><lastmod>2019-07-05T10:09:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2019/06/24/samenwerken-op-toezicht-verbonden-partijen/</loc><lastmod>2019-07-09T05:35:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2019/06/12/principe-14-ontwikkeling-integraal-beeld-van-de-risicos/</loc><lastmod>2019-06-12T09:18:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2019/05/13/risicosturing-supply-chain-en-leveranciersmanagement/</loc><lastmod>2019-05-13T09:43:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2019/05/02/principe-13-implementatie-risicoreactie/</loc><lastmod>2019-05-02T12:26:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2018/01/30/hoe-voer-je-een-goede-risicodialoog/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2018/01/formats-of-dialoog.png</image:loc><image:title>formats of dialoog</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2018/01/dialoog.png</image:loc><image:title>dialoog</image:title></image:image><lastmod>2019-04-16T11:32:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2019/04/04/een-risicoprofiel-is-nooit-af/</loc><lastmod>2019-04-03T17:51:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2019/03/05/een-levende-paragraaf-weerstandsvermogen-binnen-de-gemeente-nissewaard/</loc><lastmod>2019-03-04T14:10:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2016/03/10/google-alert-verbonden-partijen/</loc><lastmod>2019-03-04T13:53:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2019/02/12/minder-risicos-door-algoritmes/</loc><lastmod>2019-02-11T17:45:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2012/05/28/risicoindicatoren-overheidsdirecteuren-naar-aanleiding-van-opgepakte-directeur-roc-breda-en-vestia/</loc><lastmod>2019-01-29T21:28:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2019/01/29/de-gemeentelijke-weg-naar-legal-in-control/</loc><lastmod>2019-01-29T12:52:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2012/07/14/praktijkvoorbeelden-communicatie-over-risicos-en-kostenbeheersing/</loc><lastmod>2019-01-27T13:03:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2017/11/07/coso-2017-5-principes-van-governance-en-cultuur/</loc><lastmod>2019-01-27T09:11:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2018/09/18/integraal-grc/</loc><lastmod>2019-01-23T13:25:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2018/12/10/in-zaanstad-leeft-risicomanagement/</loc><lastmod>2018-12-11T11:10:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2018/03/19/de-risicostofzuiger/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2018/02/schermafbeelding-2018-02-09-om-09-01-24.png</image:loc><image:title>Schermafbeelding 2018-02-09 om 09.01.24</image:title></image:image><lastmod>2018-12-09T17:00:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2015/12/18/dinsdag-09-00-risicoanalyse-aanwezigheid-verplicht/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2015/12/schermafbeelding-2015-12-17-om-20-42-56.png</image:loc><image:title>Schermafbeelding 2015-12-17 om 20.42.56</image:title><image:caption>Risicodialoog voorbeeld uitnodiging </image:caption></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2015/12/schermafbeelding-2015-12-17-om-20-42-08.png</image:loc><image:title>Schermafbeelding 2015-12-17 om 20.42.08</image:title><image:caption>Risicodialoog voorbeeld</image:caption></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2015/12/schermafbeelding-2015-12-17-om-20-10-39.png</image:loc><image:title>Schermafbeelding 2015-12-17 om 20.10.39</image:title></image:image><lastmod>2018-12-02T19:11:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2018/11/12/pas-op-voor-micromanagement-op-foutencultuur/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2018/11/schermafbeelding-2018-11-11-om-17-26-09.png</image:loc><image:title>Schermafbeelding 2018-11-11 om 17.26.09</image:title></image:image><lastmod>2018-11-12T11:28:25+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2018/10/22/schades-en-risicos-in-het-sociaal-domein/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2018/10/schermafbeelding-2018-10-22-om-12-40-12.png</image:loc><image:title>Schermafbeelding 2018-10-22 om 12.40.12</image:title></image:image><lastmod>2018-10-22T19:20:17+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2018/06/04/draft-2018-versplinterd-risicomanagement/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2018/06/soorten-risicos.png</image:loc><image:title>soorten risico's</image:title></image:image><lastmod>2018-10-05T15:46:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2018/10/04/risk-appetite-kan-gemeenten-helpen-risicomanagement-te-verbreden/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2018/10/schermafbeelding-2018-10-03-om-15-04-45.png</image:loc><image:title>Schermafbeelding 2018-10-03 om 15.04.45</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2018/10/schermafbeelding-2018-10-03-om-15-13-14.png</image:loc><image:title>Schermafbeelding 2018-10-03 om 15.13.14</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2018/10/afbeelding1-gemeente.png</image:loc><image:title>Afbeelding1.png gemeente</image:title></image:image><lastmod>2018-10-04T17:31:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2013/12/03/kaplan-externe-risicos-big-bangs-en-sluipmoordenaars/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2013/12/schermafbeelding-2013-12-03-om-15-48-17.png</image:loc><image:title>Schermafbeelding 2013-12-03 om 15.48.17</image:title></image:image><lastmod>2018-08-14T18:04:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2017/10/27/alfa-leiders-en-risicomanagement/</loc><lastmod>2018-06-15T10:56:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2017/06/23/de-eenzame-risk-manager/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2017/06/schermafbeelding-2017-06-21-om-17-18-03.png</image:loc><image:title>Schermafbeelding 2017-06-21 om 17.18.03</image:title></image:image><lastmod>2018-06-15T10:13:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2012/03/25/7-eigenschappen-voor-de-risicomanager-de-eerste-3/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/03/schermafbeelding-2018-05-01-om-16-59-06.png</image:loc><image:title>Schermafbeelding 2018-05-01 om 16.59.06</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/03/perception21.png</image:loc><image:title>perception2</image:title></image:image><lastmod>2018-06-15T09:56:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2012/04/08/risicocultuur-en-foutencultuur/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/04/schermafbeelding-2012-04-04-om-09-48-551.png</image:loc><image:title>Schermafbeelding 2012-04-04 om 09.48.55</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/04/schermafbeelding-2012-04-04-om-09-48-55.png</image:loc><image:title>Schermafbeelding 2012-04-04 om 09.48.55</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/04/schermafbeelding-2012-04-03-om-20-41-451.png</image:loc><image:title>Schermafbeelding 2012-04-03 om 20.41.45</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/04/schermafbeelding-2012-04-03-om-20-41-45.png</image:loc><image:title>Schermafbeelding 2012-04-03 om 20.41.45</image:title></image:image><lastmod>2018-05-22T19:23:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2016/04/14/mood-at-the-middle/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2016/04/schermafbeelding-2016-10-09-om-12-19-41.png</image:loc><image:title>schermafbeelding-2016-10-09-om-12-19-41</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2016/04/schermafbeelding-2016-04-13-om-21-59-09.png</image:loc><image:title>Schermafbeelding 2016-04-13 om 21.59.09</image:title></image:image><lastmod>2018-05-22T19:08:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2014/03/26/actie-hoogopgeleide-professional/</loc><lastmod>2018-05-22T19:02:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2014/12/15/stappenplan-na-instrumentele-implementatie-risicomanagement/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2014/12/schermafbeelding-2014-12-15-om-11-14-05.png</image:loc><image:title>Schermafbeelding 2014-12-15 om 11.14.05</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2014/12/schermafbeelding-2014-12-15-om-11-11-37.png</image:loc><image:title>Schermafbeelding 2014-12-15 om 11.11.37</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2014/12/schermafbeelding-2014-12-15-om-11-10-19.png</image:loc><image:title>Schermafbeelding 2014-12-15 om 11.10.19</image:title></image:image><lastmod>2018-05-22T18:59:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2017/07/25/de-kwantitatief-enthousiaste-risicomanager/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2017/07/schermafbeelding-2017-07-07-om-10-06-05.png</image:loc><image:title>Schermafbeelding 2017-07-07 om 10.06.05</image:title></image:image><lastmod>2018-05-22T18:27:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2018/05/22/beter-risicomanagement-bewustzijn-besluitvorming-verbeterde-prestaties/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2018/05/afbeelding2.png</image:loc><image:title>Afbeelding2</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2018/05/afbeelding1.png</image:loc><image:title>Afbeelding1</image:title></image:image><lastmod>2018-05-22T11:48:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2012/04/12/taken-en-eigenschappen-stuurgroep-risicomanagement/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/04/schermafbeelding-2018-05-01-om-17-44-38.png</image:loc><image:title>Schermafbeelding 2018-05-01 om 17.44.38</image:title></image:image><lastmod>2018-05-01T15:49:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2018/04/10/nieuwe-iso31000-integratie-risicomanagement-met-governance-strategie-en-waardecreatie/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2018/04/schermafbeelding-2018-04-09-om-21-00-25.png</image:loc><image:title>Schermafbeelding 2018-04-09 om 21.00.25</image:title></image:image><lastmod>2018-04-09T20:07:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2013/09/03/kaplan-te-voorkomen-risicos/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2013/09/schermafbeelding-2013-09-03-om-16-42-49.png</image:loc><image:title>Schermafbeelding 2013-09-03 om 16.42.49</image:title></image:image><lastmod>2018-03-14T16:09:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2018/03/04/nieuwe-iso31000-erm-2018/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2018/03/schermafbeelding-2018-03-08-om-15-26-26.png</image:loc><image:title>Schermafbeelding 2018-03-08 om 15.26.26</image:title><image:caption>Hoogtepunten volgens Naris</image:caption></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2018/03/schermafbeelding-2018-03-04-om-16-36-06.png</image:loc><image:title>Schermafbeelding 2018-03-04 om 16.36.06</image:title></image:image><lastmod>2018-03-08T14:28:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2018/02/13/de-beste-risicomanager-ter-wereld-kelly/</loc><lastmod>2018-02-13T12:52:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2011/12/06/risicomanagement-een-hype-no-way/</loc><lastmod>2018-01-29T20:45:17+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2017/02/23/risk-based-kwaliteitsmanagement/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2017/02/schermafbeelding-2017-02-23-om-19-52-14.png</image:loc><image:title>schermafbeelding-2017-02-23-om-19-52-14</image:title></image:image><lastmod>2018-01-29T20:44:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2013/03/11/wat-was-er-eerder-de-crisis-of-het-incident-wat-een-manager-kan-doen-om-incidenten-eerder-in-beeld-te-krijgen/</loc><lastmod>2018-01-29T20:43:40+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2012/11/21/taleb-liefde-voor-het-onverwachte/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/11/schermafbeelding-2012-11-21-om-19-06-42.png</image:loc><image:title>Schermafbeelding 2012-11-21 om 19.06.42</image:title></image:image><lastmod>2018-01-29T20:41:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2013/05/17/nee-geen-complexe-problemen-oplossen-met-complexe-regelgeving/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2013/05/schermafbeelding-2013-05-17-om-13-44-09.png</image:loc><image:title>Schermafbeelding 2013-05-17 om 13.44.09</image:title></image:image><lastmod>2018-01-29T20:40:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2013/05/27/zorg-voor-een-veilige-noodlanding/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2013/05/schermafbeelding-2013-05-27-om-20-42-52.png</image:loc><image:title>Schermafbeelding 2013-05-27 om 20.42.52</image:title></image:image><lastmod>2018-01-29T20:39:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2013/10/23/het-goede-antwoord-bestaat-niet-meer/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2013/10/schermafbeelding-2013-10-23-om-17-34-59.png</image:loc><image:title>Schermafbeelding 2013-10-23 om 17.34.59</image:title></image:image><lastmod>2018-01-29T20:37:40+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2014/10/23/contracten-gesloten-hoe-nu-verder/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2014/10/decentralisaties-1.png</image:loc><image:title>decentralisaties 1</image:title></image:image><lastmod>2018-01-29T20:35:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2012/01/24/vertrouwen-en-risicomanagement/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/01/vertrouwenssprong.png</image:loc><image:title>vertrouwenssprong</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/01/brein.png</image:loc><image:title>brein</image:title></image:image><lastmod>2018-01-29T20:33:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2015/10/08/wereld-achter-de-cijfers/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2015/10/schermafbeelding-2015-10-08-om-13-40-26.png</image:loc><image:title>Schermafbeelding 2015-10-08 om 13.40.26</image:title></image:image><lastmod>2018-01-29T20:32:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2016/03/31/risicobereidheid-of-risk-appetite/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2016/03/kaplan-voorbeeld.png</image:loc><image:title>kaplan voorbeeld</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2016/03/kaplan-risk-appetie.png</image:loc><image:title>kaplan risk appetie</image:title></image:image><lastmod>2018-01-29T20:30:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2016/03/01/monitoring-commissie-governance-concretiseert-risicomanagement/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2016/03/schermafbeelding-2016-03-01-om-14-26-37.png</image:loc><image:title>Schermafbeelding 2016-03-01 om 14.26.37</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2016/03/schermafbeelding-2016-03-01-om-14-13-26.png</image:loc><image:title>Schermafbeelding 2016-03-01 om 14.13.26</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2016/03/schermafbeelding-2016-03-01-om-11-38-10.png</image:loc><image:title>Schermafbeelding 2016-03-01 om 11.38.10</image:title></image:image><lastmod>2018-01-29T20:29:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2015/11/24/slimme-mensen-kijken-vooruit/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2015/11/schermafbeelding-2015-11-24-om-12-56-26.png</image:loc><image:title>Schermafbeelding 2015-11-24 om 12.56.26</image:title></image:image><lastmod>2018-01-29T20:28:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2012/02/20/checklist-zachte-en-harde-aspecten-risicoanalyse/</loc><lastmod>2018-01-29T20:27:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2015/04/14/dit-risicomanagement-kan-niet-waar-zijn/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2015/04/schermafbeelding-2015-04-14-om-16-05-20.png</image:loc><image:title>Schermafbeelding 2015-04-14 om 16.05.20</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2015/04/schermafbeelding-2015-04-14-om-16-02-55.png</image:loc><image:title>Schermafbeelding 2015-04-14 om 16.02.55</image:title></image:image><lastmod>2018-01-29T20:23:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2017/02/02/9-risicomanagement-vragen-voor-je-opdrachtgever/</loc><lastmod>2018-01-29T20:22:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2017/09/04/risicomanagementtaken-voor-de-business-controler/</loc><lastmod>2018-01-29T20:18:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2012/11/15/negatieve-of-positieve-houding-van-de-risicomanager/</loc><lastmod>2018-01-29T20:18:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2014/10/28/risico-strategiekaart-sturen-op-strategie-en-risicos/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2014/10/schermafbeelding-2014-10-28-om-11-58-41.png</image:loc><image:title>Schermafbeelding 2014-10-28 om 11.58.41</image:title></image:image><lastmod>2018-01-29T20:16:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2016/07/07/fouten-verstoppen-voor-het-management/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2016/07/schermafbeelding-2016-07-05-om-14-28-51.png</image:loc><image:title>Schermafbeelding 2016-07-05 om 14.28.51</image:title></image:image><lastmod>2018-01-29T20:12:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2014/11/07/waarschuwingssignalen-voor-strategische-risicos/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2014/11/indicator.png</image:loc><image:title>indicator</image:title></image:image><lastmod>2018-01-29T20:08:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2012/04/29/tone-at-the-top-leider-en-risicos/</loc><lastmod>2018-01-29T20:07:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2014/11/14/risicomanagementcultuursyndroom/</loc><lastmod>2018-01-29T20:04:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2015/03/18/risicomanagement-voorbij-excel/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2015/03/schermafbeelding-2015-03-17-om-20-22-59.png</image:loc><image:title>Schermafbeelding 2015-03-17 om 20.22.59</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2015/03/schermafbeelding-2015-03-17-om-20-15-17.png</image:loc><image:title>Schermafbeelding 2015-03-17 om 20.15.17</image:title></image:image><lastmod>2018-01-29T19:59:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2017/01/23/3-ontwikkelingen-in-risicomanagement/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2017/01/schermafbeelding-2017-01-25-om-07-45-19.png</image:loc><image:title>schermafbeelding-2017-01-25-om-07-45-19</image:title></image:image><lastmod>2018-01-29T19:55:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2017/01/03/10-zinnen-die-de-risicomanager-beter-kan-vermijden/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2017/01/schermafbeelding-2017-01-03-om-10-17-34.png</image:loc><image:title>schermafbeelding-2017-01-03-om-10-17-34</image:title></image:image><lastmod>2018-01-29T19:55:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2017/05/15/de-beste-tijd-voor-risicomanagement/</loc><lastmod>2022-08-22T19:32:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2017/07/03/willen-we-meer-of-minder-control/</loc><lastmod>2018-01-29T19:50:40+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2018/01/11/hoe-richt-je-risicomanagement-in-top-down-versus-bottom-up/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2018/01/schermafbeelding-2018-01-19-om-20-05-17.png</image:loc><image:title>Schermafbeelding 2018-01-19 om 20.05.17</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2017/12/schermafbeelding-2017-12-13-om-21-49-51.png</image:loc><image:title>Schermafbeelding 2017-12-13 om 21.49.51</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2017/12/schermafbeelding-2017-12-13-om-11-22-21.png</image:loc><image:title>Schermafbeelding 2017-12-13 om 11.22.21</image:title></image:image><lastmod>2018-01-19T19:12:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2015/03/25/proud-to-be-fout/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2015/03/schermafbeelding-2015-03-25-om-17-01-45.png</image:loc><image:title>Schermafbeelding 2015-03-25 om 17.01.45</image:title></image:image><lastmod>2018-01-19T18:41:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2015/12/10/risicomanagement-als-lifeline/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2015/12/schermafbeelding-2015-12-09-om-21-30-15.png</image:loc><image:title>Schermafbeelding 2015-12-09 om 21.30.15</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2015/12/strategisch.png</image:loc><image:title>strategisch</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2015/12/schermafbeelding-2015-12-09-om-21-23-18.png</image:loc><image:title>Schermafbeelding 2015-12-09 om 21.23.18</image:title></image:image><lastmod>2018-01-10T14:04:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2012/10/14/regeren-is-vooruitkijken-beslissen-en-doen/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/10/schermafbeelding-2012-10-14-om-14-18-07.png</image:loc><image:title>Schermafbeelding 2012-10-14 om 14.18.07</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/10/schermafbeelding-2012-10-14-om-12-26-343.png</image:loc><image:title>Schermafbeelding 2012-10-14 om 12.26.34</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/10/schermafbeelding-2012-10-14-om-12-26-342.png</image:loc><image:title>Schermafbeelding 2012-10-14 om 12.26.34</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/10/schermafbeelding-2012-10-14-om-12-26-341.png</image:loc><image:title>Schermafbeelding 2012-10-14 om 12.26.34</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/10/schermafbeelding-2012-10-14-om-12-33-533.png</image:loc><image:title>Schermafbeelding 2012-10-14 om 12.33.53</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/10/schermafbeelding-2012-10-14-om-12-33-532.png</image:loc><image:title>Schermafbeelding 2012-10-14 om 12.33.53</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/10/schermafbeelding-2012-10-14-om-12-33-531.png</image:loc><image:title>Schermafbeelding 2012-10-14 om 12.33.53</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/10/schermafbeelding-2012-10-14-om-12-33-53.png</image:loc><image:title>Schermafbeelding 2012-10-14 om 12.33.53</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/10/schermafbeelding-2012-10-14-om-12-26-34.png</image:loc><image:title>Schermafbeelding 2012-10-14 om 12.26.34</image:title></image:image><lastmod>2017-12-17T20:58:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2017/12/12/coso-2017-rvb-verplichtingen/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2017/12/schermafbeelding-2017-12-12-om-19-50-12.png</image:loc><image:title>Schermafbeelding 2017-12-12 om 19.50.12</image:title></image:image><lastmod>2017-12-13T10:28:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2017/11/30/positionering-van-risicomanagement/</loc><lastmod>2017-11-29T20:18:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2012/12/06/de-harde-val-van-succesvolle-mensen-het-winnaarseffect/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/12/schermafbeelding-2012-12-04-om-20-18-40.png</image:loc><image:title>Schermafbeelding 2012-12-04 om 20.18.40</image:title></image:image><lastmod>2017-10-27T15:22:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2017/10/10/chief-risk-officer-zorgt-voor-risico-nemend-gedrag/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2017/09/schermafbeelding-2017-09-19-om-13-37-52.png</image:loc><image:title>Schermafbeelding 2017-09-19 om 13.37.52</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2017/09/schermafbeelding-2017-09-19-om-10-42-21.png</image:loc><image:title>Schermafbeelding 2017-09-19 om 10.42.21</image:title></image:image><lastmod>2017-10-17T12:17:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2017/05/03/een-praktijk-lesje-narcisme/</loc><lastmod>2017-09-20T18:39:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2017/03/17/verhoog-je-risk-appetite-en-zeg-je-baan-op/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2017/03/schermafbeelding-2017-03-16-om-08-54-15.png</image:loc><image:title>Schermafbeelding 2017-03-16 om 08.54.15</image:title></image:image><lastmod>2017-03-16T08:03:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2017/01/10/risk-appetite-in-100-000-gemeenten/</loc><lastmod>2017-01-09T20:50:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2016/08/19/hoe-meer-risicos-hoe-beter/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2016/08/schermafbeelding-2016-08-19-om-11-36-33.png</image:loc><image:title>Schermafbeelding 2016-08-19 om 11.36.33</image:title></image:image><lastmod>2017-01-05T15:44:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2016/09/01/risicos-van-risicos-nemen/</loc><lastmod>2017-01-05T15:43:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2016/12/29/2017-onvoorspelbaar/</loc><lastmod>2016-12-28T18:28:40+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2016/06/22/brexit-risicomanagment/</loc><lastmod>2016-06-24T16:51:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2016/06/13/risicomanagement-lessen-max-verstappen/</loc><lastmod>2016-06-13T07:27:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2016/04/07/transparantie-van-goed-nieuws/</loc><lastmod>2016-04-07T14:03:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2014/06/11/zonder-pijn-geen-verantwoordelijkheid/</loc><lastmod>2016-03-30T08:20:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2013/06/18/risicomanagement-juist-op-breukmomenten/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2013/06/schermafbeelding-2013-06-18-om-09-46-07.png</image:loc><image:title>Schermafbeelding 2013-06-18 om 09.46.07</image:title></image:image><lastmod>2016-03-30T08:18:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2016/03/27/cruijff-lessen-in-risicomanagement/</loc><lastmod>2016-03-27T10:43:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2016/03/17/nieuwe-vragen-voor-bestuur-inzake-governance-cultuur/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2016/03/schermafbeelding-2016-03-16-om-21-15-15.png</image:loc><image:title>Schermafbeelding 2016-03-16 om 21.15.15</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2016/03/schermafbeelding-2016-03-16-om-21-03-10.png</image:loc><image:title>Schermafbeelding 2016-03-16 om 21.03.10</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2016/03/schermafbeelding-2016-03-16-om-21-02-14.png</image:loc><image:title>Schermafbeelding 2016-03-16 om 21.02.14</image:title></image:image><lastmod>2016-03-17T06:08:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2015/03/03/concrete-invulling-governance-rol-van-risicomanagement-graag/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2015/03/naamloos.png</image:loc><image:title>Naamloos</image:title></image:image><lastmod>2015-12-17T21:36:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2015/04/09/bestuurlijke-risicodiscipline/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2015/04/kaplan.png</image:loc><image:title>kaplan</image:title></image:image><lastmod>2015-12-12T11:20:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2015/11/16/nooit-meer-spijt/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2015/11/schermafbeelding-2015-11-16-om-17-19-32.png</image:loc><image:title>Schermafbeelding 2015-11-16 om 17.19.32</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2015/11/foto.png</image:loc><image:title>foto</image:title></image:image><lastmod>2015-11-17T09:34:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2015/04/09/hoe-je-een-constructieve-advocaat-van-de-duivel-wordt/</loc><lastmod>2015-05-13T14:46:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2012/06/03/7-eigenschappen-voor-de-risicomanager-deel-2/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/06/schermafbeelding-2012-06-03-om-12-51-452.png</image:loc><image:title>Schermafbeelding 2012-06-03 om 12.51.45</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/06/schermafbeelding-2012-06-03-om-12-51-451.png</image:loc><image:title>Schermafbeelding 2012-06-03 om 12.51.45</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/06/schermafbeelding-2012-06-03-om-12-51-45.png</image:loc><image:title>Schermafbeelding 2012-06-03 om 12.51.45</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/06/schermafbeelding-2012-06-03-om-12-49-03.png</image:loc><image:title>Schermafbeelding 2012-06-03 om 12.49.03</image:title></image:image><lastmod>2015-02-16T19:45:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2012/06/17/grip-op-samenwerking/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/06/schermafbeelding-2012-06-13-om-17-04-56.png</image:loc><image:title>Schermafbeelding 2012-06-13 om 17.04.56</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/06/schermafbeelding-2012-06-13-om-15-43-49.png</image:loc><image:title>Schermafbeelding 2012-06-13 om 15.43.49</image:title></image:image><lastmod>2015-02-16T19:45:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2012/09/23/hulde-voor-de-gemeente-haren-goede-risicobeheersing-project-x-party/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/09/schermafbeelding-2012-09-23-om-12-07-382.png</image:loc><image:title>Schermafbeelding 2012-09-23 om 12.07.38</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/09/schermafbeelding-2012-09-23-om-12-07-381.png</image:loc><image:title>Schermafbeelding 2012-09-23 om 12.07.38</image:title><image:caption>Risicodefinitie Haren</image:caption></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/09/schermafbeelding-2012-09-23-om-12-07-38.png</image:loc><image:title>Schermafbeelding 2012-09-23 om 12.07.38</image:title></image:image><lastmod>2015-02-16T19:43:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2012/10/21/nrc-machtige-manager-neemt-meer-risicos/</loc><lastmod>2015-02-16T19:43:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2012/10/28/waarom-organisaties-niet-leren-van-succes-leren-van-de-hanzelijn/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/10/schermafbeelding-2012-10-28-om-11-45-08.png</image:loc><image:title>Schermafbeelding 2012-10-28 om 11.45.08</image:title></image:image><lastmod>2015-02-16T19:42:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2012/12/13/risico-intelligentie-verbeteren/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/12/schermafbeelding-2012-12-12-om-19-39-56.png</image:loc><image:title>Schermafbeelding 2012-12-12 om 19.39.56</image:title></image:image><lastmod>2015-02-16T19:41:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2013/01/10/vijf-goede-voornemens-ten-aanzien-van-risicomanagement/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2013/01/schermafbeelding-2013-01-10-om-10-28-22.png</image:loc><image:title>Schermafbeelding 2013-01-10 om 10.28.22</image:title></image:image><lastmod>2015-02-16T19:41:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2013/02/06/risiconemers-banken-sector-moeten-pijn-voelen/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2013/02/schermafbeelding-2013-02-06-om-19-19-32.png</image:loc><image:title>Schermafbeelding 2013-02-06 om 19.19.32</image:title></image:image><lastmod>2015-02-16T19:40:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2013/02/14/high-reliability-organizations/</loc><lastmod>2015-02-16T19:40:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2013/02/28/klein-is-mooi-en-ook-nog-efficient/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2013/02/20130228-102458.jpg</image:loc><image:title>20130228-102458.jpg</image:title></image:image><lastmod>2015-02-16T19:39:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2013/03/23/no-risk-no-fun/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2013/03/schermafbeelding-2013-03-23-om-13-00-29.png</image:loc><image:title>Schermafbeelding 2013-03-23 om 13.00.29</image:title></image:image><lastmod>2015-02-16T19:39:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2013/03/25/risk-appetite-bestuur-sns-ondanks-red-flags-gigantisch/</loc><lastmod>2015-02-16T19:38:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2013/04/08/strategisch-risicomanagement-op-agenda-directie/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2013/04/schermafbeelding-2013-04-08-om-17-05-51.png</image:loc><image:title>Schermafbeelding 2013-04-08 om 17.05.51</image:title></image:image><lastmod>2015-02-16T19:38:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2013/06/12/risicoanalyses-jeugdzorg/</loc><lastmod>2015-02-16T19:36:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2013/07/10/de-manager-is-het-grootste-risico/</loc><lastmod>2015-02-16T19:36:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2013/10/02/waardeer-de-risk-taker-wachten-op-zekerheid-is-rem-op-economische-groei/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2013/10/schermafbeelding-2013-10-02-om-15-24-46.png</image:loc><image:title>Schermafbeelding 2013-10-02 om 15.24.46</image:title></image:image><lastmod>2015-02-16T19:35:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2013/11/20/geheimen-en-risicomanagement/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2013/11/schermafbeelding-2013-11-20-om-15-33-55.png</image:loc><image:title>Schermafbeelding 2013-11-20 om 15.33.55</image:title></image:image><lastmod>2015-02-16T19:34:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2013/12/11/hr-risicomanagement/</loc><lastmod>2015-02-16T19:33:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2014/06/18/groepskracht-en-tegenspraak/</loc><lastmod>2015-02-16T19:32:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2014/12/01/risicomanagement-lessen-van-de-berging-van-de-koersk/</loc><lastmod>2015-02-16T19:31:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2015/02/16/agile-risicomanagement/</loc><lastmod>2015-02-16T19:13:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2014/06/25/risico-gestuurde-contractbeheersing-decentralisaties/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2014/06/schermafbeelding-2014-06-25-om-16-39-10.png</image:loc><image:title>Schermafbeelding 2014-06-25 om 16.39.10</image:title></image:image><lastmod>2015-02-16T19:03:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2014/09/23/risicoacceptatie-voer-de-dialoog/</loc><lastmod>2015-02-16T19:02:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2014/11/21/actuele-financiele-risicos-decentralisaties-sociaal-domein/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2014/11/schermafbeelding-2014-11-21-om-10-42-35.png</image:loc><image:title>Schermafbeelding 2014-11-21 om 10.42.35</image:title></image:image><lastmod>2015-02-16T19:02:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2014/12/23/actuele-financiele-risicos-decentralisaties-sociaal-domein-2/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2014/12/schermafbeelding-2014-11-21-om-10-42-35.png</image:loc><image:title>Schermafbeelding 2014-11-21 om 10.42.35</image:title></image:image><lastmod>2015-02-16T19:02:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2015/01/26/risico-acceptatie-sociaal-domein/</loc><lastmod>2015-02-16T19:01:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2014/04/03/burgerparticipatie-werkt-in-duitsland-niet/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2014/04/schermafbeelding-2014-04-03-om-12-48-56.png</image:loc><image:title>Schermafbeelding 2014-04-03 om 12.48.56</image:title></image:image><lastmod>2015-02-16T18:59:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2014/06/05/acceptabel-of-niet-acceptabele-risicos-decentralisaties/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2014/06/schermafbeelding-2014-05-15-om-08-09-35.png</image:loc><image:title>Schermafbeelding 2014-05-15 om 08.09.35</image:title></image:image><lastmod>2015-02-16T18:59:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2015/02/02/nieuwe-blog-over-risico-acceptatie/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2015/02/schermafbeelding-2015-02-02-om-13-51-12.png</image:loc><image:title>Schermafbeelding 2015-02-02 om 13.51.12</image:title></image:image><lastmod>2015-03-03T19:20:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2012/09/09/overzicht-opleidingen-risicomanagement/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/09/schermafbeelding-2015-02-09-om-17-11-08.png</image:loc><image:title>Schermafbeelding 2015-02-09 om 17.11.08</image:title></image:image><lastmod>2015-02-09T16:18:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2014/07/04/penaltymanagement/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2014/07/2.png</image:loc><image:title>2</image:title></image:image><lastmod>2014-07-06T13:08:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2013/11/27/drie-decentralisaties-van-rijk-naar-gemeenten-kritische-succesfactoren/</loc><lastmod>2013-11-27T13:41:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2013/10/10/kaplans-strategische-risicos/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2013/10/schermafbeelding-2013-10-10-om-15-16-07.png</image:loc><image:title>Schermafbeelding 2013-10-10 om 15.16.07</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2013/10/schermafbeelding-2013-10-10-om-15-09-22.png</image:loc><image:title>Schermafbeelding 2013-10-10 om 15.09.22</image:title></image:image><lastmod>2013-10-14T06:52:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2013/09/18/prinsjesdag-2013-het-kabinet-kan-niet-tegen-zijn-verlies/</loc><lastmod>2013-09-20T04:42:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2013/09/13/voorkom-een-projectkerkhof/</loc><lastmod>2013-09-14T14:41:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2013/07/01/het-boemerangeffect-voor-gemeenten/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2013/07/schermafbeelding-2013-07-01-om-10-28-52.png</image:loc><image:title>Schermafbeelding 2013-07-01 om 10.28.52</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2013/07/schermafbeelding-2013-07-01-om-09-50-29.png</image:loc><image:title>Schermafbeelding 2013-07-01 om 09.50.29</image:title></image:image><lastmod>2013-07-01T08:34:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2013/06/24/goednieuwscultuur-problemen-worden-gecommuniceerd-als-goed-nieuws/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2013/06/schermafbeelding-2013-06-24-om-12-09-42.png</image:loc><image:title>Schermafbeelding 2013-06-24 om 12.09.42</image:title></image:image><lastmod>2013-06-24T17:32:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2012/07/01/vakantie-literatuur-risicomanagement/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/07/schermafbeelding-2012-07-01-om-13-55-203.png</image:loc><image:title>Schermafbeelding 2012-07-01 om 13.55.20</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/07/schermafbeelding-2012-07-01-om-13-55-202.png</image:loc><image:title>Schermafbeelding 2012-07-01 om 13.55.20</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/07/schermafbeelding-2012-07-01-om-13-55-201.png</image:loc><image:title>Schermafbeelding 2012-07-01 om 13.55.20</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/07/schermafbeelding-2012-07-01-om-13-55-20.png</image:loc><image:title>Schermafbeelding 2012-07-01 om 13.55.20</image:title><image:caption>En nu maar hopen dat niet alle managers zou denken?</image:caption></image:image><lastmod>2013-04-21T18:41:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2013/04/17/webinar-risicomanagement-van-coso-naar-taleb/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2013/04/schermafbeelding-2013-04-17-om-20-35-00.png</image:loc><image:title>Schermafbeelding 2013-04-17 om 20.35.00</image:title></image:image><lastmod>2013-04-17T18:40:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2013/01/20/risicoanalyse-decentralisatie-zorgtaken-vng/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2013/01/schermafbeelding-2013-01-20-om-19-15-55.png</image:loc><image:title>Schermafbeelding 2013-01-20 om 19.15.55</image:title></image:image><lastmod>2014-03-10T15:40:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2012/11/16/nieuw-trainingsaanbod-risicomanagement-2013/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/11/schermafbeelding-2012-11-16-om-13-39-451.png</image:loc><image:title>Schermafbeelding 2012-11-16 om 13.39.45</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/11/schermafbeelding-2012-11-16-om-13-40-34.png</image:loc><image:title>Schermafbeelding 2012-11-16 om 13.40.34</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/11/schermafbeelding-2012-11-16-om-13-39-45.png</image:loc><image:title>Schermafbeelding 2012-11-16 om 13.39.45</image:title></image:image><lastmod>2013-01-29T20:23:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2012/12/08/788/</loc><lastmod>2012-12-08T17:52:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2012/11/28/nederlandse-overheid-kan-de-wereld-niet-managen/</loc><lastmod>2012-12-11T23:24:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2012/11/06/succesvolle-gemeentelijke-fusie-een-illusie/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/11/schermafbeelding-2012-11-06-om-07-53-21.png</image:loc><image:title>Schermafbeelding 2012-11-06 om 07.53.21</image:title></image:image><lastmod>2012-11-06T15:59:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2012/10/07/margin-call-lessen-risicomanagement/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/10/schermafbeelding-2012-10-07-om-12-32-10.png</image:loc><image:title>Schermafbeelding 2012-10-07 om 12.32.10</image:title></image:image><lastmod>2012-10-19T20:55:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2012/09/30/positief-risicomanagement/</loc><lastmod>2022-12-08T10:18:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2012/05/19/ruimte-voor-risicos/</loc><lastmod>2012-05-20T12:45:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2012/05/13/bnr-ruimte-voor-risicos/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/05/9789045312026-140x215-top.jpg</image:loc><image:title>9789045312026-140x215-top</image:title></image:image><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/05/schermafbeelding-2012-05-13-om-13-25-29.png</image:loc><image:title>Schermafbeelding 2012-05-13 om 13.25.29</image:title></image:image><lastmod>2012-05-13T12:32:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2012/05/10/risicomanagement-best-practice-arnhem-deelt-zijn-geheim/</loc><lastmod>2012-05-10T16:02:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2012/05/08/risicomanagement-als-sturingsinstrument-zeven-tips-van-de-wethouder/</loc><lastmod>2012-05-10T15:16:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2012/04/19/public-value-meer-met-minder/</loc><lastmod>2012-04-24T05:27:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2012/04/01/niet-meer-verantwoorden-sturen/</loc><lastmod>2012-04-15T13:10:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2012/04/01/leren-van-fouten-door-stappen-nz-lijn-burgemeester-van-der-laan/</loc><lastmod>2012-04-01T07:51:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2012/03/18/narcisme-risicomanagement-bestuurders-en-directeuren/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/03/20120318-1435221.jpg</image:loc><image:title>20120318-143522.jpg</image:title></image:image><lastmod>2012-04-06T12:31:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2012/03/11/risicoanalyse-ontdekkingsreis-nieuwe-decentralisaties/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/03/img_9405.jpg</image:loc><image:title>IMG_9405</image:title></image:image><lastmod>2012-03-13T16:02:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2012/03/05/stop-met-nieuwe-beheersing/</loc><image:image><image:loc>https://robertthart.risicomanagement.nl/wp-content/uploads/2012/03/perception2.png</image:loc><image:title>perception2</image:title></image:image><lastmod>2012-03-05T20:16:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2012/02/27/risicoperceptie-rijkman-groenink/</loc><lastmod>2012-02-28T11:09:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2012/02/23/veranderlab-strategisch-risicomanagement/</loc><lastmod>2012-02-23T16:58:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl/2012/02/12/wethouder-durf-risicos-te-nemen/</loc><lastmod>2012-02-18T19:47:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://robertthart.risicomanagement.nl</loc><changefreq>daily</changefreq><priority>1.0</priority><lastmod>2025-08-28T08:36:03+00:00</lastmod></url></urlset>
